Pet Health Insurance

Pet Insurance - An important part of pet parenting!

While we don’t like to think about it, our pets could potentially get hurt or sick. In the event something was to happen, our pets health and safety would be completely reliant on our decisions. Pet insurance gives you the peace of mind that, in the event that your pet becomes sick or injured, you have options to help or even eliminate those expenses.

"I have had pet insurance on our pets for years now. It has been a huge relief having it.  One of our pets came down with a rare condition and needed extensive treatment, our pet policy paid out more than I could have afforded on my own over the years we had her. I was so grateful to have had it!  The other dog, is - well a lab, and you likely know they get into everything so he has had his share of "stuff"! A well intended person sent me flowers for my birthday - sadly I didn't realize the dangers some flowers present to our pets. The vet said the cat likely only came in brief contact with the offending lilly, and we were able to save her! Again, thank goodness for pet insurance." ~Testimonial, Michelle Hancock

Our pets bring great joy to our families, but they can also be very expensive to care for. As pet parents, we want to provide our dogs and cats with the best possible care, no matter what. But when accidents and illnesses come up unexpectedly, the costs can quickly run in to the hundreds, and even thousands, of dollars. Get a pet insurance quote today!

What is pet insurance?

Pet insurance is a type of insurance coverage designed to reimburse you for the cost of your pet’s unexpected veterinary treatments and vet bills due to illness, injury, or disease.

Pet insurance policies can be written "stand alone", meaning you don't have to have your home or auto policies with these insurers to get the pet insurance policy.

Does my pet need to be insured?

Just like everyone else in your family, pets get sick sometimes. In fact, one in three pets will need unexpected veterinary care each year. And it isn’t just older dogs and cats, either.

According to Petplan claims data, dogs under the age of one are actually 2.5 times more likely than their older brethren to have an unexpected visit to the vet. And while every parent wants to provide their pets with the best care possible, sometimes the high costs can force you to ask your vet for less expensive alternatives.

What does pet insurance cover?

Generally, pet insurance is designed to cover dogs and cats but if you have another type of pet, exotic pet insurance may be available depending on the insurance company.

The type of pet coverage your pet will receive is largely dependent on the plan and carrier you select. There are typically four types of pet plans available which include:

  • Accident Only (AO): Coverage if your pet ingests some type of foreign object, lacerations, gets hit by a car, tears a ligament, is poisoned, etc.
  • Accident & Illness (A&I): This is one of the most popular pet plans which covers accidents plus illnesses such as cancer, infections, digestive problems, etc.
  • Insurance with Embedded Wellness: Often referred to as a wellness plan, this type of plan typically reimburses you for regular checkups and treatments your pet needs to stay healthy. This may include vaccinations, early screening diagnostics, consultations for proper nutrition, dental care, etc.
  • Endorsements: Also referred to as riders, pet insurance endorsements such as wellness or cancer endorsements.

How much does pet insurance cost?

Quoting is easy and you can do it yourself!  It is best to start young though, the older they get the more the premium goes up!

Click here for a pet insurance quote. Please call us if you have any questions!

As technology has improved in recent years, so has the overall quality of veterinary care. However, these improvements have resulted in higher costs and tougher decisions for pet owners. The last thing PNW Insurance Group wants is for you to have to forgo a potentially life-saving surgery for your family pet, because you cannot afford it.

How to Get Your Pet Insurance Quote

To get started on your pet insurance quote today simply call our office directly or complete the fields below!

We love our pets here and will build a pet insurance plan that is customized to your pet’s needs as if they were a part of our own family. No matter where you are located in Washington state, we can help you! - serving cities like Ferndale, Monroe, Tacoma and, yes, even Spokane!Cooper is very good at napping!


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