Business Property

Commercial Property Insurance in Washington State

Are you a business owner in Puyallup or any other part of Washington state? PNW Insurance Group can help you find the best insurance coverage possible for your business.

What is commercial property insurance?

Commercial property insurance, sometimes referred to as business property insurance, is a special type of insurance that can cover the company building as well as the contents and property owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.

Who needs commercial property insurance?

Property insurance is a great tool that almost every business owner can use, no matter the industry or size of the company. Small business owners and corporate business owners alike need to consider commercial property insurance.

If you currently own or lease an office space then you will definitely want to have a business property insurance policy. In fact, if you are leasing your office or planning to lease an office, it may be a requirement.

What does commercial property insurance cover?

Commercial property insurance should protect the building from damaging events such as fire, burglary and vandalism. Earthquakes and floods are typically not covered by commercial property insurance unless they are added to the policy.

How do I purchase commercial property insurance?

Commercial property insurance can be purchased either as a standalone policy or as part of your overall Business Owner’s Policy (BOP). While insurance can be complicated, the good news is that it can also be easily customized in a way that fits your specific business model. Contact us today to find out how!

How much does commercial property insurance cost?

There are many different risk factors taken into account to determine how much your commercial property insurance policy will cost. Just a few of these factors include the size, age, and either replacement value or actual cash value of the building or equipment.

Additional factors not mentioned may affect you differently than others so it’s important that you contact your Washington state insurance professionals here at PNW Insurance Group to make sure your business is being properly insured.

Ready to insure your business?

To get started on your business property insurance policy today, give us a call, send us an email, or request an online quote. We’re excited to make your insurance journey a much smoother and easier process so that you can spend more time working on what matters most: your business.

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