As we enter our fourth week of “sheltering in place” we are facing an unprecedented layoff of our workforce in Washington and around the country. While the first government stimulus package is due to arrive by mid-April, it may end…
Businesses and Landlords – If I lose income because of COVID-19, will my loss of income be covered by my business insurance policy? As the state mandated shut down of many retail and service sector businesses enters it’s second week,…
Think twice before saying “yes” As the Coronavirus tightens its grip on our region and the statewide “social distancing” campaign swings into full force, we have already noticed an increased number of restaurants adding delivery options and asking employees to…
Service line coverage is an extra layer of protection that is designed to protect homeowners in the event that service lines or pipes coming into the property are damaged. For a small additional premium, this coverage can be packaged with…
Water damage that suddenly or accidently takes place inside your home will most likely be covered by your homeowners insurance. However, water damage caused by maintenance problems due to neglect will likely not be covered. It’s also important to note…
As we head towards another winter of crazy weather in Western Washington I’m reminded of all of the fun driving experiences I had during the last “Snowmagedon”. While I don’t claim to be an expert, I have taken a winter…
Written By: Ryan M Gamaunt, FSS, LUTCF A Buy Sell agreement is essential for any business owner. As one of my clients said during a planning session, “If I don’t set up and fund a proper Buy Sell Agreement, I…
For many years, your Auto Insurance premiums have been determined in large part by: Your age Your driving record and claims history Your credit The type of car you drive Where you live There are many other smaller factors at…
In our last blog we talked about the importance of having an insurance agent. However, not all insurance agents are created equal. It’s very important to take your time to find the right one to protect your family. Taking the…
With technology advancing seemingly at the speed of light, it is now possible to get an online quote and purchase Auto, Home, Life and even some Business Insurance policies without ever talking to a human being. Some could argue, why…