Updated note [January 25, 2026]: This guide was first published in 2021 and has since been refreshed to reflect more recent data and industry shifts. It now includes updated cost ranges, notes on emerging risks like cyber exposure, inflation-aware coverage…
While it is generally understood that insurance is a necessity in life, there are some specific and important insurance topics that are not generally understood. This post will discuss some frequently asked questions regarding one of those topics: independent insurance.…
If you’re planning on purchasing a new car, you’re probably trying to find all the possible ways to save enough money so you can purchase the one you want. One of the ways you can save money is being wary…
Comprehensive insurance coverage is an optional addition to your car insurance policy designed to repair or replace a vehicle that has been damaged in a variety of scenarios except for a collision or rolling over. Sounds simple enough right? Well,…
Homeowners insurance is not required by law like auto insurance is in Washington state. However, mortgage lenders may certainly require you to purchase a home insurance policy. Even though this is mainly because they want to protect their investment, it…
How much should I be paying for homeowners’ insurance? What factors play a role into how much it costs? In this article, we will give a brief overview of 7 factors that can affect how much you should expect to…
When people go on vacation or travel, they rent cars, and they want to know if their current coverage is going to extend to the rental car. This is an important concern as it is getting seemingly more and more…
What should car insurance cost? How much is it per month? These are some of the most commonly asked questions we get from our clients. Unfortunately, there isn’t a concrete answer because there are so many different variables that affect…
In our previous blog, we talked about what to do if you get into a car accident that’s not your fault. Now, we’ll be discussing what to do if you get into an accident that is your fault and are…
If you get in an accident that’s not your fault, you may be wondering if you should file the claim with your car insurance company or the opposite party’s insurance company. Before we answer this question, there are three other…
