Category Home & Renters Insurance

With recent summer temperatures in Washington and Oregon exceeding 100 degrees and wildfire season rapidly approaching you may be wondering – Does my home insurance cover my home if it burns down or is damaged by a wildfire? Thankfully, the…

This is a complete guide to renters insurance in 2021. If you’re currently renting or are getting ready to rent, you’ll enjoy the actionable tips in this new guide. Let’s get started. Renters Insurance Overview Renters insurance is one of…

Homeowners insurance is not required by law like auto insurance is in Washington state. However, mortgage lenders may certainly require you to purchase a home insurance policy. Even though this is mainly because they want to protect their investment, it…

How much should I be paying for homeowners’ insurance? What factors play a role into how much it costs? In this article, we will give a brief overview of 7 factors that can affect how much you should expect to…

Water damage that suddenly or accidently takes place inside your home will most likely be covered by your homeowners insurance. However, water damage caused by maintenance problems due to neglect will likely not be covered. It’s also important to note…

You just closed on that new home you worked so hard to find, then purchase, then move, then unpack, then get rid of all those boxes. It feels like just yesterday you threw away the last box – when you…

By Ryan Stueber  January 18, 2019 (edited Jan 2020) It’s already been a wet and wild winter here in the Pacific Northwest with some significant weather  events and yes, more on the way!! As the threat of wind looms, I thought it might be helpful to others to share with you some of the common scenarios that happen during our winter weather and how they are covered on a typical home insurance policy. As always, we’ll be here to help you thru the process should you have any questions or any damage occurs at your home. 5 Potential Winter Damage…

Nearly 100 year old family photos were saved, huge water damage avoided – all because of smart home monitoring…..and it all started about our pets being home alone…… Ever leave your pets home alone?  Worry about irreplaceable items being destroyed? I do. Our family pets are often home alone.  As many of you probably feel, our pets are definitely considered family members (and pampered and spoiled ones) at our house. Sometimes things that happen to others can trigger, a “what would happen” response in our own world. Such was the case, and I began thinking about things that could happen…