Water damage that suddenly or accidently takes place inside your home will most likely be covered by your homeowners insurance. However, water damage caused by maintenance problems due to neglect will likely not be covered. It’s also important to note…
As we head towards another winter of crazy weather in Western Washington I’m reminded of all of the fun driving experiences I had during the last “Snowmagedon”. While I don’t claim to be an expert, I have taken a winter…
Written By: Ryan M Gamaunt, FSS, LUTCF A Buy Sell agreement is essential for any business owner. As one of my clients said during a planning session, “If I don’t set up and fund a proper Buy Sell Agreement, I…
For many years, your Auto Insurance premiums have been determined in large part by: Your age Your driving record and claims history Your credit The type of car you drive Where you live There are many other smaller factors at…
In our last blog we talked about the importance of having an insurance agent. However, not all insurance agents are created equal. It’s very important to take your time to find the right one to protect your family. Taking the…
With technology advancing seemingly at the speed of light, it is now possible to get an online quote and purchase Auto, Home, Life and even some Business Insurance policies without ever talking to a human being. Some could argue, why…
Today we live in an “Amazon” world and we’ve come to expect that with a few clicks, we can buy just about anything. Car Insurance is no exception and you can easily go online and buy a policy in 15…
“Hey, I have to go pickup a new couch – Can I borrow your truck?” We’ve all been there- your friend asks to borrow your car for weekend or use your truck to make a dump run and you are…
“I just want you to find me the least expensive policy” said a business client during a recent policy review. “Isn’t that your job as my agent? Margins are tight and I need to save money wherever I can.” “Actually”…
I was just talking with the owner of a local real estate agency this week and reviewing their insurance portfolio when he asked “So sometimes I let my employees drive my vehicle when they need a truck to haul things,…